Simple Savings: Pay Off Your Credit Card Each Month

Although this is an easy thing to do, it can save you a lot of money on interest if you make it a habit to pay off your credit card in FULL each month.  Also, pay on time.  Late fees are pretty high.  For those of you who usually pay your credit card on time and have one month occasionally that you are late, call your credit card company.  They may waive the fee if you are usually consistent in your payments.  How can you possibly pay your credit card off in full each month, some may ask?  Don't charge more than you can pay.  Just don't charge it if you can't afford it.  If I charge something, I always write a check to the credit card company that day, so I don't have to worry about having to pay for it later.